When people hear the term “modular” a few things come to mind. Standardized, easy to assemble, minimalist, and modern. When you hear the words “modular furniture” there’s probably only one thing that comes to mind: Ikea.

There are, however, a wide selection of stores (online and brick & mortar) that offer furniture to fit your minimalist lifestyle.

Reasons to go modular

Form follows function. This statement should be as true in the world of decorating as it is throughout the sciences. However, many times we buy items that are large and bulky; mistaking quantity for quality. In the world of modular furniture, form is everything. Here are some reasons you may want to start buying minimal furniture:

  • If you move often. Do you relocate for work every few years? Are you a student or young professional who does a lot of jumping around apartments? In a workforce that is increasingly freelance and online in nature, there are fewer bindings holding us back from moving.
  • If you like low-maintenance. Modular furniture is perfect the the person who likes to set something up easily out of the box. You won’t have to worry about complicated maintenance or difficulty finding parts because modular furniture tends to be highly standardized.
  • If you’re a space-saver. Are you the type to try to take advantage of every inch of free space in your home? Alternatively, do you like to give your home a spacious atmosphere through smart decorating? Modular furniture is intelligently designed to take advantage of space. Modular furniture pieces like sofas are often able to be reconfigured or rearranged in different pieces so you can place them in corners or sparsely around the room to open up space. Similarly, they often contain interior storage space for things like blankets and pillows.
  • If you have a refined taste for space. Modular furniture is at the cutting edge of home technology. Therefore it often boasts visually-appealing, minimalist form and modern color schemes. Like any industry, style varies between makers. But generally modular furniture companies tend to stay current with trends.

The biggest names, the best prices

Since modular furniture is an up-and-coming industry, there are a number of stores to choose from, some even with brick & mortal locations. Here are some of our favorites.

ikea

Not much needs to be said about IKEA. They started with one man in Sweden and now have locations in over 40 countries. IKEA is the standard by which all other modern furniture stores are weighed against.

vitsoe

Vitsoe keeps it simple with three basic modular “systems.” Chairs, tables, and shelves. One of each system could easily fill a room. Their designs are minimalist and space-saving, which is evident by the “nesting” tables which fit into one another.

way basics

If you’re looking for simple, lightweight and affordable storage and shelving, Way Basics is where you should start your search. They specialize in storage cubes and they take the humanitarian and environmentalist approach to doing business.

urban outfitters

They may seem like a strange addition to this list, but Urban Outfitters–the paragon of urban hipsterdom–has a surprisingly great selection of modular furniture items in their online shop. They do an excellent job of fusing vintage style with modern function.

 

Homeowner’s insurance allows you to have financial protection if your home or the contents of your home have been damaged. If you or your family member are held legally responsible for injuries that have occurred on your property, you are also protected. Insurance is generally required by most mortgage lenders in order to secure a loan. 

There are many different types of insurance policies that you can use to cover your home. You can get anything ranging from a basic insurance policy that just covers your home overall or you can go for broader protection for your home. The types of coverage that you can get will vary from state to state.

Natural Disasters

Most insurance policies will cover damage caused by fire, wind, lightning, theft, or vandalism. Floods and earthquakes typically require additional coverage, so if you live in an area that is susceptible to these issues, then you should inquire about additional coverage. 

The Standard Policy

Most insurance policies include certain basic coverages like dwelling coverage which is the allowance for you to either repair or rebuild your home. This includes the electrical systems, the plumbing systems, and the HVAC systems. You need enough coverage for your home in order to rebuild in the event that such an event would cause a need for it. Your insurance agent can help you to find a comfortable number that will allow you enough coverage for rebuilding.

Standard coverage also may include “other structures” which can include fences, garages, cottages, and sheds. You’ll also be covered for your personal property which includes clothing, furniture, and electronics that may be damaged in your home due to theft or disaster. 

Loss Of Use Coverage


This type of coverage will pay for your living expenses if you need to move out of your home while it’s being rebuilt or restored. This would allow you to find alternative arrangements when you need it most, so it’s an important aspect of home insurance coverage. 

Liability Coverage

This coverage is one of the most important aspects of purchasing home insurance. Having liability will help to protect your assets and cover defense costs in the event that you have been held liable for causing and injury to other people or property. 

Additional Coverage Options

There are many different types of additional coverages that you can add to your homeowners insurance policy to help you get the right umbrella of coverage for you.

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